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Merits of Short Term Health Insurance
When we get sick or feel unwell in our lives, we seek medical attention. A health insurance is meant to cover and pay for our medical treatment. A health insurance cover can either be long term or short term depending on our needs the condition at hand. You can always choose a short term health insurance whenever you a need particular medical care, travelling in and out of the country or emergency care. A short term health insurance tends to cover for all your medical treatment temporarily. Insurance companies sell these short term health insurance depending on the plan we choose. The medical insurance card is activated and usable upon payment for the premiums either in full or in instalments for the plan you are buying. The merits of having a short term health insurance are discussed below.
The first benefit of a short term health insurance is you choose your own plan. The health insurance covers a range of health benefits. Depending on your plan, you are going to enjoy these benefits in a short period of time. The benefits will depend on the amount of premium you have paid to the insurer, the more the premiums, the more the benefits. You can exhaust the health benefits of your plan within the short period of cover.
Another merit is that you can extend or renew your short term health insurance. Short term health insurance are known to be expensive health covers because of the amount of premium paid during the renewal. The reason why several people prefer short term health insurance because when the period of cover ends, renewal is optional. You can apply for a health insurance cover anytime.
The third advantage of short term health insurance is you don’t change your doctors. Sticking to only one doctor is another benefit of a short term insurance cover. There is no restriction of providers networking in short term health insurance, and this makes you visit a doctor that treats you well. This is because most providers treat and prescribe you medicine to buy to another provider. We feel good when the cover plan allows us to visit the hospitals and doctor we like most. Visiting the most skilled providers and doctors makes us heal faster.
The fourth merit of a short term health insurance loan is that the process of applying for the medical cover is simple and fast. You can fill the application form in your phone then take it to the insurance. company. The application form is processed and approved or neglected in a short period of time. It takes a day after the application has been accepted to start using your medical cover. To conclude, the above paragraphs explain the advantages of short term health insurance.